Your Cash Is Losing Value Every Day

Cash ErosionCalculator

Discover the true cost of holding surplus cash. See how inflation and monetary expansion silently erode your purchasing power.

1

Enter Your Surplus Cash

Enter the amount of cash currently sitting idle in your bank account

2

Set Your Hurdle Rate

Annual Erosion Rate
%
Conservative (1%)Default: 11%Aggressive (30%)

11% hurdle rate accounts for monetary expansion (~8%) plus inflation (~3%). This represents the minimum return your cash needs to maintain its purchasing power.

3

Choose Your Time Horizon