You work harder every year, the numbers look fine, but it never quite feels like enough. Type your surplus cash into the calculator below and in about four seconds you will understand exactly why.
Enter the amount of cash currently sitting idle in your bank account
11% hurdle rate accounts for monetary expansion (~8%) plus inflation (~3%). This represents the minimum return your cash needs to maintain its purchasing power.
UK M2 MONEY SUPPLY SINCE 2000
£980 billion to £3.18 trillion. Your £100 buys £31 of what it bought in 2000.
ANNUAL REAL EROSION ON SURPLUS CASH
Since 2000, UK monetary supply has expanded at an average of 8.8% annually. Add ~3% real inflation and the conservative hurdle rate is 11%. Many analysts put the true figure higher. High-interest accounts returning 4–5% leave you losing ground every single year.
UK NET DEBT TO GDP
The official ONS figure. Already the highest since World War Two. Still climbing.
UK GROSS DEBT TO GDP
The real number, including Bank of England liabilities from QE and unfunded pension obligations the ONS excludes from its net figure. Structural deficits are now normalised. The government is not planning to fix this. It is managing it. Forever.
This is not a presentation. This is a live working session.
We open your personal erosion calculator on the call. You type in your own surplus cash figure. The red number appears. Most people go quiet for a moment. That is where this engagement really begins.
We model your cashflow, identify your true surplus, and build a right-sized Bitcoin allocation framework specific to your business. Sizing, custody, accounting treatment, board governance, all covered.
We create your company self-sovereign wallet live on the call. I send you real Bitcoin. You feel it land. You leave as a Bitcoin treasury company, not theoretically. Actually.
Ready to begin? Choose your workshop tier
You also leave with:
8-piece corporate PDF toolkit | Board resolution template | Accountant email pack | 3 months direct follow-up support
"You ran harder just to stay in the same place. Inflation quietly steals the most valuable commodities you have: your time, energy, and effort. Bitcoin offers a different path. It has a fixed supply. No central authority can print more."
, Tony Ward, Bitcoin Treasury Advisory. Holding Bitcoin since 2010.
This is not financial advice. It is a factual comparison of two monetary properties. Always consult qualified advisers before making any decisions.
The most common concerns UK directors raise, and the honest answers.
All examples are anonymised or illustrative, based on real market data. Client privacy is a core principle of BTA.
A UK manufacturing company with £600,000 in idle cash approached BTA concerned about sterling erosion.
Read More →A regional logistics business holding £400,000 in current accounts wanted to understand whether Bitcoin treasury was appropriate before their annual board strategy review.
Read More →A senior partner at a UK professional services firm sought BTA advisory to structure a personal Bitcoin treasury allocation alongside business interests.
Read More →Tony has 16 years of direct Bitcoin experience, including holding through the Mt. Gox collapse of 2014. He built this exact treasury framework in his own UK companies before advising anyone else to do the same.
Read the full story →A stronger balance sheet your board can stand behind, your accountant can report on, and that holds through volatility.
£750
Self paced | Full toolkit | Sterling AI guide
Four modules, interactive simulations, real Bitcoin sent to your self custody wallet before the workshop ends.
See What's Included →£2,000
Everything in Solo + personal call with Tony
One personal strategy call with Tony to apply the framework to your specific business, on top of the full self paced workshop.
See What's Included →£15,000
4 modules | 5 monthly check-ins with Tony
From first calculation through to live Bitcoin on your balance sheet, signed policy, board-ready governance, and a dashboard you actually use.
See the Full Programme →Not sure which is right? Start with a free 15-minute discovery call.
Book Discovery CallThree ways in. One outcome. A Bitcoin treasury strategy your board can stand behind.
£750
Self paced workshop with full toolkit and Sterling AI guide. Real Bitcoin sent to your wallet before the workshop ends.
Get Started£2,000
Everything in Solo plus a personal strategy call with Tony. Most chosen by active business owners.
Get Started£15,000
Four modules. Complete Bitcoin treasury strategy in your business. Five monthly check ins with Tony.
Get StartedExpert analysis for UK business owners and finance directors, not traders.
Bitcoin has moved toward $80,000 in the same week UK 10-year gilts still yield about 5%, and the 30-year sits near 5.8%. For a UK director holding surplus sterling, those two prices are not separate stories.
Tony Ward | Bitcoin Treasury Advisory
2026-08-27
Strategy gets called a Ponzi scheme almost weekly online. The claim rarely survives contact with the company's own numbers. Here is what UK directors should actually check before repeating it or dismissing it.
Tony Ward | Bitcoin Treasury Advisory
2026-08-09
While the US legislates Bitcoin into its financial system, the UK talks about becoming a crypto hub while carrying the highest industrial energy costs in the developed world and having no budget surplus in 25 years.
Tony Ward | Bitcoin Treasury Advisory
2026-07-31
Weekly Bitcoin treasury intelligence for UK business owners and finance directors. No hype. No speculation. Just signal.